Phil Adcock, founder and CTO at Domicilium, finds that it’s never too soon to plan for the worst.

ONE of my New Year’s resolutions for 2015 was to be less fat. I came up with the idea on New Year’s Day after two solid weeks of dinners and parties.
Like many people, I have a habit of conveniently forgetting most of my good intentions by mid-January but I decided this was one I was going to stick to.